u/MeCreativePersons

I keep seeing people asking for startup ideas, so here's one I've noticed:

Why isn't there a really simple Indian equivalent of Ko-fi/Gumroad where someone can create a page, sell digital products/services, accept payments, and then withdraw their earnings directly through UPI?

There are platforms that solve parts of this, but a lot of the existing creator/payment ecosystem still involves things like PayPal or Stripe, which can be considerably more complicated for a young Indian creator or someone running a tiny side business.

And India seems like a particularly good market for this. There are tons of young people selling things online now digital art, templates, notes, courses, design work, commissions, small products, etc. A lot of them don't want to set up a full-fledged business/payment stack just to receive ₹200 from someone.

Imagine something like:

Create page → add product/service → share link → customer pays via UPI → money sits in your platform balance → withdraw to bank/UPI.

Basically Ko-fi/Gumroad + UPI + an India-first onboarding experience.

The interesting question is why this hasn't become the obvious default yet. Is the difficult part regulation/compliance, payment settlement, taxes, fraud/chargebacks, or is there simply not enough demand?

If someone built this properly, I'd be curious to hear what the biggest technical/regulatory obstacle would actually be.

I keep seeing people asking for startup ideas, so here's one I've noticed:

Why isn't there a really simple Indian equivalent of Ko-fi/Gumroad where someone can create a page, sell digital products/services, accept payments, and then withdraw their earnings directly through UPI?

There are platforms that solve parts of this, but a lot of the existing creator/payment ecosystem still involves things like PayPal or Stripe, which can be considerably more complicated for a young Indian creator or someone running a tiny side business.

And India seems like a particularly good market for this. There are tons of young people selling things online now digital art, templates, notes, courses, design work, commissions, small products, etc. A lot of them don't want to set up a full-fledged business/payment stack just to receive ₹200 from someone.

Imagine something like:

Create page → add product/service → share link → customer pays via UPI → money sits in your platform balance → withdraw to bank/UPI.

Basically Ko-fi/Gumroad + UPI + an India-first onboarding experience.

The interesting question is why this hasn't become the obvious default yet. Is the difficult part regulation/compliance, payment settlement, taxes, fraud/chargebacks, or is there simply not enough demand?

If someone built this properly, I'd be curious to hear what the biggest technical/regulatory obstacle would actually be.

I keep seeing people asking for startup ideas, so here's one I've noticed:

Why isn't there a really simple Indian equivalent of Ko-fi/Gumroad where someone can create a page, sell digital products/services, accept payments, and then withdraw their earnings directly through UPI?

There are platforms that solve parts of this, but a lot of the existing creator/payment ecosystem still involves things like PayPal or Stripe, which can be considerably more complicated for a young Indian creator or someone running a tiny side business.

And India seems like a particularly good market for this. There are tons of young people selling things online now digital art, templates, notes, courses, design work, commissions, small products, etc. A lot of them don't want to set up a full-fledged business/payment stack just to receive ₹200 from someone.

Imagine something like:

Create page → add product/service → share link → customer pays via UPI → money sits in your platform balance → withdraw to bank/UPI.

Basically Ko-fi/Gumroad + UPI + an India-first onboarding experience.

The interesting question is why this hasn't become the obvious default yet. Is the difficult part regulation/compliance, payment settlement, taxes, fraud/chargebacks, or is there simply not enough demand?

If someone built this properly, I'd be curious to hear what the biggest technical/regulatory obstacle would actually be.

guyss i won't say anything straight up

But it's obvious people are being paid for fake pr to neutralize all the angry students

These bots as well as paid people are clearly making reddit posts in this sub to downplay all the shenigians that happend this year. Reddit was one of the main sources of backlash. So they're trying to make comments and posts like that so that everyone stops paying heed it to it

Everyones trying to play on the stereotype about gen z's being dramatic fakers.

Please don't pay attention to them

Please re remember everything that happened

• first and foremost they had QR codes in multiple official papers that directed to memes. This was brushed off as a joke and is fine

• people expecting 90%+ somehow got single digit marks in theory despite sometimes being competition winners,toppers and olympiad qualifiers

• the cbse portal got hacked multiple times when people tried to apply

• some people that got their answer copies back ended up getting blurred pages, sometimes the sheets weren't even their own

• some checkers raised their voices and said they were only trained for a week. They held a drill checking which failed miserably but they still continued checking real sheets without even fixing their system. Teachers that didn't understand tech were forced to learn a new system within a week.

• there were also news clippings claiming that entire centres have been failed and assigned essential repeat in some places with exact same marks for every single student.

Im not even a class 12 student but I'm worried this might carry over to my year. So its important to not be quiet.

So I'm not a class 12 student but this seems very unfair

I know a person that studied physics Olympiad (nsep) level but still somehow got 20 in this year's marking

He's a topper but got essential repeat.

And there's so many people with such unfair checking

Meanwhile people here are like "just accept it bro" "stop lying you can't get that result after studying all year" "victim card". Have some empathy. Theyve been wronged. Just because you got appropriate marks doesn't mean everyone did. Every single person ik who's a topper has somehow failed pcm

Another didi wrote 38 pages in physics ( with formulas, calculation and neat structure) and still got 4 marks.