u/Medical-Lack-5002

28M
Annual Salary: £50k, with discretionary 25% bonus
Other income: Rental property taking in £15k/year (before costs/tax)

Debts
Mortgage: £97k left (2.4% until June 2027, then will refix on whatever the rates have gone up to. Remaining term is 27 years)
Personal loan: £9.1k remaining with 8.5% interest.

Savings:
Pension: ~£14k saved, putting 10% of my salary away and my employer matches up to 5%.
‘Emergency fund’: £5k, standard savings account on 3.3% savings interest

Total expenditure per month is just shy of ~£1.4k, which includes mortgage, personal loan, and other outgoings (groceries, monthly subscriptions etc)

I’m looking for advice on how best to sort my finances to start saving to eventually FIRE.

I recently opened a S&S ISA, looking to put money into a global all trade, but with my personal loan interest rate being so high, I have held off saving anything substantial as I figured it makes more financial sense to clear the loan first then go in hard on the ISA?

Would appreciate any advice, as I’m quite a beginner to this sub and it’s made me re-evaluate my priorities and makes me want to heavily focus on securing a happy early retirement.

Jeep Wrangler JL Sahara 2018.
ODBLink MX+ ODB2.
12+8 SGW Adapter.

Basically I done a 5 wheel rotation, which meant the sensors are now in the wrong place.

I also moved moved the sensor from the original Front Left wheel into the Spare, which is now on the Rear Right (as the spare did not have a TPMS sensor).

I’m now struggling to programme the TPMS ID’s in JScan, with the app telling me it’s ‘working’ and to not come off the screen, and to restart it if it doesn’t work within 5 minutes, however nothing happens during this time (even left it for 10 minutes and it did nothing).

The ODB adapter is definitely connected.
I was able to clear codes, turn off front parking sensor (as I installed a custom steel bumper without parking sensors), and programme new tyre size, however no joy trying to programme the sensor ID’s to the new location.

Anyone had this issue or know if I’m doing something wrong?

2018 Sahara JL, not on stock wheels. UK.

So the TPMS has been working fine for the past year since I bought the Jeep.

On Monday, I had it in the main dealer for a MIL recall. Drove home (4 miles) and TPMS was fine.

Tuesday, I had it in for an MOT and Service at a trusted local garage I’ve used for 10+ years, also requested a wheel rotation whilst it was in.
Drove home (5 miles) and TPMS was fine. I checked routinely throughout the drive home to ensure the tyre pressure after rotation was the same across all four wheels.

Wednesday (today), I drive it about 2 miles, and the TPMS light flashes on, and the car no longer recognises the NSF (UK so passenger side) tyre, and is blanked red on the dash.
No puncture present, tyre doesn’t look to have deflated, and drove fine the rest of the journey.

The wheel in question rotated from NSR, so was not the spare.

Unsure if this is just poor timing and coincidence that the sensor is gone, or if either the main dealer or local garage could have caused this whilst it was in the shop.
Any advice let me know.