Is anyone here using crypto outside of investing?
Crypto has been part of my portfolio for years but almost everything I do with it is investment-related.
Buying, holding, staking, swapping, then back to holding again. At the end of the day, my wallet is basically just a place where assets sit until I decide to sell or move them somewhere else. That's what got me thinking. We always hear that crypto is changing finance and that it's the future of money, but I don't think I've changed the way I spend money at all. Every bill, every coffee, every online purchase still goes through my bank or my credit card. Crypto stays in my wallet, and fiat handles everything else. Maybe that's just how most people use it today, but it feels strange considering how much the industry has grown. We have thousands of projects, incredibly fast blockchains, stablecoins, smart contracts and wallets with great user interfaces, yet using crypto in everyday life still doesn't seem very common. I'm not talking about buying NFTs or trading memecoins. I mean regular, boring purchases that everyone makes every day. Groceries, restaurants, subscriptions, transportation, shopping, things like that.
It feels like I'm treating crypto more like a stock than money. I'm curious if anyone here is using it differently. If you are, what does that look like?