Bills keep piling up
So normally I don’t post on Reddit but in recent years, I think I should have done this for my (30f) owns mental health. For context and background in my early 20s life was getting out of control and none of my family was supporting me when multiple people including some parts of my family had pasted away. During this time people were showing their true colors in my family and there was only one person in my life, my adoptive sister, she was adopted late into the family and she was the only person that was there for me. We have been through a lot but recently I have felt that I have also been used by her, when she lost her job I had to take out loans on top of paying my student loans. I fell behind on paying them and now most of them are in collections. What can I do? Do I file for bankruptcy? I have so many questions and not enough answers. Right now mentally I am going through a lot. I really wanted to buy a house and start my own family but if this keeps up I honestly may crash out.