u/Most-Mention2656

Hi,

Well as the title suggests, I started investing recently. (mid June 2026 to be specific). July was brutal. DCAd

No debt, 10K emergency fund. Currently, employed 50K a year. Housing provided by company (which helps a lot)

Like most, I tried dabbling initially with individual picks but that didn’t go well.

Interim target is to get 100k in XEQT by mid next year but I am worried about 45% US allocation. I am based out of Canada. Given that US stock market has had a euphoric run for a decade or so and given the geopolitical situation and debt burden it has. I feel I need a hedge against it. How do you guys counter that?

Thanks for your input.