reached coast fire and this is what I have been doing with the money i used to invest each month
my objective is simple, die with zero, live to create memories while I a(36M) am still healthy.
- first, I reduced my investment to a token amount, nothing much, it's a third of what I used to put away. just an insurance for worse than expected market performance.
-the remanding? half in short term goals. we love traveling so we save up for that next holiday in every 3 months. another half goes into discretionary spending. restaurant we want to try, the plants and pots we have to buy, etc.
what do you think?