Non-US resident with Wyoming LLC
Hi everyone,
I’m a non-US resident and I’m hoping to hear from people who have actually been in a similar situation, especially those who opened a business account with Chase.
I formed my single-member LLC in Wyoming in April 2026. I have:
EIN letter
ITIN
U.S. residential address in Miami that I can legitimately use
U.S. phone number
I’ve also already started building my personal U.S. credit history. I currently have two personal U.S. credit cards that I received a couple of months ago.
I’ll be traveling to Miami in February and plan to visit physical bank branches. My goal is to open a Chase business checking account for my LLC, and I would also like to open personal/business accounts with other banks such as Capital One if possible.
My LLC is an e-commerce business, so I don’t actually operate from a physical office in the U.S. The company is registered in Wyoming, while I have access to a legitimate residential address in Miami.
My main question is about the business address requirement at Chase.
When I go to a Chase branch, can I use my Miami residential address as the physical/business address for my LLC even though the LLC is registered in Wyoming and the business is e-commerce?
Or will Chase require a separate commercial/business address and proof such as a lease, utility bill, office agreement, etc.?
I’m currently considering renting a real office/virtual office address in Miami that can provide an agreement or lease in the LLC’s name. However, I don’t want to spend $100–150/month on an address if Chase will simply accept the residential address that I already legitimately have access to.
For anyone who is a non-US resident with a Wyoming LLC and ITIN and has opened a Chase business account in person:
What address did you use?
Did Chase ask you for proof of the LLC’s physical/business address?
Did they accept a residential address?
What exact documents did you have to show at the branch?
And if you used a commercial/office address, what type of proof did Chase accept?
I’m not looking for a way around KYC requirements. I want to set everything up correctly before I travel to the U.S. and make sure I bring all the documents Chase might ask for.
Would really appreciate hearing from anyone who has actually gone through this recently.