u/N00161

I have had all USAA Insurance for well over 40 years. Just recently, our auto insurance received a significant dividend due to the new laws in Florida. This was good.

However, i just received my renewal for my umbrella policy and it essentially "ate" all of the auto dividend. The new umbrella policy went up over 100%. To be clear, I have had:

• 0 claims on the house or the auto (in like over 15 years)
• I have no moving violations in the last 10 years - actually not even a parking ticket
• My house is 14 years old but that should not matter.

I will call them on Monday but this just seems ridiculous especially in light of the big dividend and they are touting on the news how they are adjusting Florida policies due to all the new legislation on liability reform.

Anyone else have this issue?