u/NW85777

So I've had my one and only American Express credit card since mid-March 2026. The Blue Cash Everyday card with a $1,000 limit. My first-ever American Express credit card. Last month, I tried to request an increase online to no avail, probably even the month before that also to no avail. So I told myself, "I truly believe what that other Reddit user somewhere on here said about American Express giving increases (3 times the limit) on credit limits every 6 months. I'll wait and try again in October." So I tried today, and bam, I was given 3 times my original credit limit, even though I requested $4,000. I don't know what I was thinking, because that's 4 times the limit, not 3. I input the request amount wrong on the request an increase form. $1,000 times 3 is more like it. I then hit the submit button and was bumped up to $3,000 with a $2,000 increase from the $1,000 starting limit. I'm now at a $3,000 credit limit on my American Express Blue Cash Everyday credit card. I'm very thankful. If I'm still here in 6 months and if I request another increase, it's very likely that it could very well jump up 3 times that to $9,000. Thank you American Express.

I'm thankful. I expected between $500 and $1,000 more, and no more than that. I like checking for credit limit increases.

They have pre-qualified app forms online. I didn't select and preapply for all 140 of their cards (max pre-qualifications on their website is 4 a day anyway), but of the 3 I preapplied for, I was pre-qualified for all of them and was shown credit limits. They were My Bob's credit card, Synchrony Luxury credit card, and the Pandora credit card. I have enough credit cards (7, a couple of them just opened not even 2 months ago), so I was just curious. I did not go forward with any of the applications. :) I know pre-qualifications aren't the same as pre-approvals, but just putting this info out there. I think it's still pretty cool.

Don't get me wrong. I love getting pre-approved offers, but this one is beyond wild. I already have SEVEN credit cards, two of which I opened last month. And I just began building my credit in June 2024. I am DONE opening anymore credit cards for now.