u/NaiveVehicle1239

Advice Needed, should i sell or keep?

As the title says, I need some help deciding if I should keep my current car, or get a new one.

In 2022, I needed a car because my other stopped running - this was the time used cars were skyrocketing in price due to no new car inventory. So… I ended up agreeing to buying a 2015 Honda CRV for around $22,000 (with interest).

I have been paying $353 a month since, and still owe $7440 on my loan. My car currently has 243,000km. I have had zero maintenance issues with it, never requiring any extra servicing.

My question is… do I continue to pay off the loan and drive this car into the ground, or do I finance a new(er) car for the same or small amount more (nothing more than $22,000)

I am only really interested in reliable cars, but ones that also have more upgrades and less wear and tear than my current vehicle. I have seen multiple Honda civics newer than 2020 for under my budget, and to me it would make more sense to finance a newer car if the payment is going to remain the same.

I have not brought my car in to be appraised for trade in value but I believe I would probably get $7000ish from a dealership.

Please help!

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u/NaiveVehicle1239 — 9 hours ago

I just wanted to share my experience writing the NCLEX. For background I am an RPN of 4 years and did a bridging program to obtain my BScN. My program finished beginning of April.

I want to say that I think most people over think the exam. Obviously you need to have general knowledge on disease processes and medications, but the exam is made to test how safe of a nurse you will be. Unless you study 24/7 for months on end, you will never be able to be 100% prepared to take the exam. So, you just need to know how to answer the question and choose the most correct answer.

I found most of the exam was common sense, I knew probably only half of the content but was able to narrow down the questions I didn’t know to having 2 possibly right answers, and from there I just used common sense.

I studied for maybe a week, completed 30% of Archer question bank and went over the rationales. I did 6 readiness exams and scored High/Very High on all, and I also did 4 CAT exams which all shut off at 85 too.

Mark Klimek was playing on repeat for that week, I took in everything he said, and I think that his lectures are probably the most important/only thing people need to pass.

I brushed up on some areas I knew I struggled with (electrolytes, endocrine disorders, ECG, maternity), but other than that I did not go over anything I could recall from nursing school.

I was also okay with knowing that if the exam went over 85 questions that it didn’t mean I failed, it meant I had more chances to get questions right. If your exam goes past 85, remember you are still in it.

Take a deep breath, don’t over think it, trust your gut. You graduated nursing school, which is was harder than the NCLEX. AND LISTEN TO MARK K.

You got this!

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u/NaiveVehicle1239 — 2 months ago