u/NaturalSecurity931

I'm seeing SCHD is one of the best performing ETFs whenever SPY, NASDAQ, TECH related equities are down.

this alone makes it super attractive for me, I started investing on it only recently, today I was so pleasently surprised by the performance, I don't even care about the dividends. so I'm thinking a portfolio distribution of 70% QQQ or SPMO and 30% SCHD should both capture growth and protect against drawdowns.

or are you guys for the dividends only?

I'm always surprised when I hit the translate button on my phone and I find the store owner or the supplier calling me "baby" or "honey" LOL

But I understand some words get thrown around to show friendliness nad amicability, like this store owner who told me 在的亲 which apparently just means "hello" or "I'm here" , but my translator says "I'm here honey" , is it because of that Qin at the end ?

I would like to know all the other similar words please, I hear "baobao" being thrown around a lot, apparently it can be used safely with any person? enlighten me please