r/SCHD

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Schd pays about 3%. Does have some capital NAV growth.

Even if you accumulate 1M $ worth of SCHD, it will only give you annual income of 30000 $ / year so that will not be enough.

Please explain how you are using SCHD to retire .Thanks .

SCHD has delivered well over the past 15 years. I buy regularly and want to keep doing so as a supplement to my retirement.

What headwinds or tailwinds do you think SCHD will be influenced by over the next 15 years?

Good, bad, or neutral. Just looking for thoughts to add to my ongoing due diligence.

My taxable account is approximately 30% CGDV, 30% FNDX, 30% SCHD, and 10% FNDF.

CGDV is my active growth arm despite the name it isn’t a true dividend ETF.

FNDX is my core foundational holding focused on RAFI Fundamental High Liquidity US Large Index. Weights companies by fundamental “size” (adjusted sales, retained operating cash flow, dividends + buybacks) instead of market cap.

DIVB to replace SCHD for higher total return expectations and less tax drag. DIVB tracks the Morningstar US Dividend and Buyback Index. Selects and weights based on actual shareholder payouts (dividends + buybacks) in dollar terms and tilts me further towards value/quality across large, but introduces medium and small cap.

FNDF is a better VXUS foreign allocation.

I don’t think I am losing out on anything by dropping SCHD for DIVB besides becoming slightly more concentrated in existing holdings.

What’s a better plan to DCA over a few months on red days into SCHD or lump sum the whole 500k?

I'm trying to better understand how SCHD's dividend growth actually works.

From what I've found, SCHD has increased its annual dividend by about 9.2% per year on average over the years.

How should I think about that in practice?

- Should I take the dividend paid per share each quarter, multiply it by four to estimate the annual dividend, and then expect that annual amount per share to grow by roughly 9% each year (on average)?

- How does this relate to the ETF's dividend yield? If the dividend grows, why doesn't the yield always increase by the same amount?

For example, if I invest $100,000 in SCHD today and, based on today's dividend, expect to receive X dollars per year, is it reasonable to expect that next year I'd receive about 1.09 × X, and the following year about 1.18 × X (assuming I don't buy additional shares and ignoring taxes)?

I realize there's no guarantee, but I'm trying to understand the general mechanics behind the reported dividend growth rate.

Thanks in advance.

3 months ago I sold my business and received my hard earned windfall. I started getting money in the market ASAP amd reviewed with my Schwab guy. I will no longer be earning income so I wanted a portfolio that produces X amount of income, tilted towards growth. One of my largest holdings currently is SCHD to produce income.

Here is the question.

Is SCHD still a very wise income producer for retirement if you haven't had time to drip? Would any of you buy it at retirement like I did or is it your play only because you'll have many years of conpounding?

The numbers suggest that keeping something more growth focused and selling stock is a better long term play. However, I like the stability of SCHD. I also do not emotionally like selling a finite amount of shares to live on even if the math works. I Also like the LTCG on the income I am receiving.

I do not believe I did anything "wrong" and that my portfolio gets the job done. However, there may be a better play for someone with a windfull at retirement that I am open to hearing.

I personally love SCHD thus far and I am sure I will into the future.

Is SCHD even worth buying weekly based on its returns for long term investors? AI and tech stocks producing huge returns within short time frame. Confused.

I received the first dividend on my shares of SCHD….and discovered the reinvest option was set to “No”.
As a retiree (62) is this the best way to go with this particular fund?
Or collect the cash and reinvest only on “dips”?

Since this is probably the most popular dividend ETF, I was wondering how many shares people are holding and what the average cost would be. What would be a good price to buy in? How many shares until the compounding effect start to kick in?

Or keep it all in FASGX or half? I’m 47.

I’ve been using acorns as my brokerage as it is easy to use and stuff but now I’m more confident using Robinhood or fidelity I was wondering if k should stop using Acorns and use My real brokerage account and just invest right into SCHD?

Simple question. Barring the (low) expense fee we pay, do we get 100% of the dividends the companies the ETF owns passed on to us via the quarterly distributions? That is, is the distribution simply the dividends the ETF owns paid out for that quarter?

What would you do with your investments and life if that happened?

I projected my annual div income for SCHD and realized it pays my almost *exactly* $1 per share.

What does it mean? Nothing I guess, but I really like round numbers and symmetry.

A disciplined and consistent approach to investing will reap long lasting rewards.

Hey everyone, I am fairly new to trading and looking to maximize my profits in my Roth and individual accounts without taking risks. I currently hold a decent chunk of VOO but I am wanting a higher dividend payout so I can reinvest as it pays.

Is SCHD a decent buy and hold as compared to VOO? I know it pays high but is it volatile? Is there tons of overlap if I stay holding both? If so? Should I sell VOO and run with SCHD alone? Thanks!