u/BrokeButFunny5

What’s the one lesson that changed everything for you?

For those of you who have found real success in the market and investing whether you’ve reached $100k, $500k, $1M+, or beyond what is the single biggest lesson or mindset shift that made the biggest difference?

If you could go back and give your younger self one piece of advice, what would it be?

I’m 36 and sometimes feel like I got a late start. I’m investing as much as I can based on my current life circumstances, staying consistent, and trying to make smart decisions rather than chasing quick wins.

I’d love to hear from people who have actually been through the journey. Was it increasing your income? Staying the course during downturns? Ignoring the noise? Concentrating your investments? Taking more calculated risks?

Looking back, what changed everything for you?

Listen up, fellow degenerates.

Every day we meme about Wendy’s. Every day someone ends up “working behind the dumpster” after a bad options play.

But have we ever stopped to think about who is really there for us when our portfolios implode?
Wendy’s.

When our calls go to zero, Wendy’s is hiring.

When our puts get steamrolled, Wendy’s still serves nuggets.

When our wives leave us for their boyfriends, Wendy’s still has a 4 for $4.

I propose we unite as one smooth-brained community and save WEN.

Not because the fundamentals make sense.

Not because we read the earnings report.

Not because we know what EBITDA means.

But because Wendy’s has supported WSB through every financial disaster we’ve ever created.

Buy a burger.

Buy a Frosty.

Buy a share.

Buy weekly calls if your IQ is low enough.

Together we can achieve something truly regarded

Turning a fast-food chain into a meme stock and forcing analysts to explain on CNBC why a bunch of internet degenerates rallied to save the company that gave them employment opportunities behind the dumpster.

My RCIS exam is coming up in a few weeks, and I’m starting to get pretty nervous.

I’ve been using the Dont Miss A Beat study guide along with the new app every day, and I’ve also been reviewing Wes Todd’s material to shore up my weak areas.

The problem is, I’m not scoring as well as I’d like on his practice exams, and it’s starting to shake my confidence.
Has anyone here purchased the CCI practice exams?

If so, how close are they to the actual test, and did you find them worth the money?

Also, are there any other resources or study strategies you’d recommend? I really want to pass this on my first attempt, so I’m open to anything that helped you.

Thanks in advance!

Recommendation on places to get lead? Looking to get my own lead that fits me correctly.

Hey everyone,

I've been a paramedic for a little over 13 years now, with the last 8 years working in flight and critical care. Over the years I've helped a lot of coworkers clean up their resumes before applying for new jobs, and it's something I've actually come to enjoy.

I hold my NREMT-P, CCEMT-P, and FP-C, and I figured I'd see if anyone here could use some help.

If you're applying for a new EMS job, flight, critical care, fire department, hospital position, or even trying to get your foot in the door somewhere else, I'd be happy to help rewrite or polish your resume.

I know it's hard to talk yourself up on paper, especially in EMS where we all tend to downplay what we actually do. Sometimes it's just easier to have someone else organize everything and make your experience stand out.

I'm charging $65 for a complete resume rewrite (price subject to change depending how complex your resume is, price will be discussed ahead of time if this occurs), and if you already have one, I'm happy to review it and make recommendations.

No resume templates or generic copy-and-paste stuff. I'll actually work with you to make sure it reflects your experience and the job you're applying for.

If you're interested, send me a DM. Even if you just have questions about your resume, I'm always happy to help another medic out.

Just submitted my application to sit for the RCIS exam. Excited, but definitely a little nervous as well.

For those who have taken the exam recently, what areas would you recommend focusing on the most? I know I need to focus on vascular content, hemodynamics, and math calculations, based on the Don't Miss A Beat App.

So far I’ve mainly been using the Don’t Miss A Beat app, the RCIS Study Guide, and a few Quizlets I’ve come across. Are there any other study resources, practice exams, or tips that helped you prepare and pass?

Appreciate any insight or advice.

Edit: How long does it take to hear back you are able to set for the exam, once they go through your application?

Met a girl for drinks after a huge SPY scalp and figured I’d impress her by talking finance.

Everything was going great until the check came.

She asked:
“So are you paying?”

I said:
“Technically yes, but strategically no.”

Pulled out my Robinhood app and showed her my open positions.

I explained that if my NVDA calls printed Friday morning, this mozzarella stick platter was basically free.

She stared at my account balance like a doctor reading terminal lab results.

Then she says:
“So you don’t actually have the money?”

I said:
“No, no, I have buying power. Completely different.”

That’s when the waiter came back and asked if I wanted to split the bill.

I told him I don’t believe in diversification.

Long story short, her ex picked her up in a lifted F-150, the bartender laughed at me, and I had to wash dishes while watching my options go from -40% to -97% in real time.

Worst part is Friday morning they recovered and would’ve covered the date, the appetizers, and possibly a mortgage payment.

TL;DR:
Diamond handed my dignity.
Paper handed my dating life.

Looking for a 12 cam or 16 cam system for my property. Needing day and night high def resolution with IR detection. What is a great system to consider?

I’m 37 years old and currently hold 452 shares of SCHD.

At this point I don’t even see women anymore. I see expense ratios.

My friends bought sports cars during their midlife crisis.
I bought more SCHD during a 0.7% dip and whispered “generational wealth” while eating Costco hot dogs in my parked Geo Metro.

Every quarter I receive enough dividends to almost emotionally recover from checking my portfolio daily.

Sometimes I stare at my SCHD position and imagine myself at 65 sitting on a porch telling my grandkids:

“You see that juice box?
That was funded by Pepsi exposure.”

My wife asked me if we should diversify more and I almost filed for divorce because SCHD already owns like 100 companies. That IS diversification.

Meanwhile the crypto guys at work are explaining “tokenomics” while I’m over here getting sexually attracted to dividend yield increases.

452 shares at 37.

Will my future self appreciate this level of commitment?

I’ve got an extra $1,500 burning a hole in my account and I’m trying to do the responsible adult thing instead of buying something dumb.

I’m looking at SCHD, DGRO, and WQTM and now I’m overthinking it like I’m picking my college major again.

What’s the smartest way to split this so Future Me can thank Present Me instead of filing a complaint?

Alright Dividend fam, I need some portfolio therapy (and probably a reality check).

I’m 37, not retiring anytime soon, and aiming for at least $500K+ down the road. Trying to balance growth + income, but I’m starting to feel like I accidentally built a “greatest hits of overlapping ETFs” playlist

Here’s what I’m working with right now:

VFIAX – 40.7% (my emotional support index fund)

SCHD – 28.6% (dividends make me feel like I’m doing something right)

DGRO – 13.7% (SCHD’s quieter cousin?)

QQQM – 9.2% (my “I believe in tech” allocation)

O – 7.2% (monthly dividends = dopamine)

DTCR – 0.4% (AI lottery ticket)

ADX – 0.4% (honestly… vibes)

So here’s my dilemma:

Am I being a genius by holding both SCHD and DGRO or am I just paying double for slightly different flavors of the same thing?

Like do these two actually complement each other, or am I just over-diversifying into the same dividend dads?

I’ve been debating:

Cutting back or dropping DGRO

Increasing QQQM for more growth

Possibly cleaning up the tiny “why do I own this” positions

Given my age and goal (growth + income, not retiring soon), does this allocation make sense? Or am I investing like I’m 55 and afraid of volatility?

Be honest roast it, fix it, or tell me I’m overthinking this. Appreciate any input.

As the title says. Anyone who recently passed the RCIS can you share the study material you used. Due to take my exam in a few months.

Thanks in advance.