u/Neither-Giraffe

Got selected in a NYC Housing Connect lottery, prepping for eligibility review. Had a normal salary for part of the year, then got laid off — been on unemployment since (benefits running low).

Worried underwriters will just annualize my current unemployment income, which could push me below the minimum threshold for the unit — even though my income for most of the year was well above it.

Anyone been through a mid-year income drop during eligibility review? Did they use a blended full-year figure or just annualize whatever your current income source is?

Let me know if anyone has info on this — trying to figure out if bringing full pay stubs + unemployment docs together actually helps.

Thank you!

Got selected in a NYC Housing Connect lottery, prepping for eligibility review. Had a normal salary for part of the year, then got laid off — been on unemployment since (benefits running low).

Worried underwriters will just annualize my current unemployment income, which could push me below the minimum threshold for the unit — even though my income for most of the year was well above it.

Anyone been through a mid-year income drop during eligibility review? Did they use a blended full-year figure or just annualize whatever your current income source is?

Let me know if anyone has info on this — trying to figure out if bringing full pay stubs + unemployment docs together actually helps.