Current savings as a 28yrs old
I’m 28 years old, unemployed, and still living with my parents. However, I do have a side hustle, and I’ve managed to save ₱1.7 million. Honestly, I’m fortunate because I’m not a breadwinner, and my parents have never asked me for money. I’m very thankful for that because they really instilled in me the value of saving.
Sometimes, though, I feel like I’m saving too much and not enjoying my money enough. Whenever I think about spending or buying something, seeing my bank account balance go down breaks my heart.
Is there anyone else here who’s overly focused on saving, or is it just me? My dream is to save at least ₱5 million for retirement, emergencies, and my future, so that I won’t have to rely on or burden my relatives if something unexpected happens. And i don’t care if hindi bago yung mga gamit or i dont have the latest gadget just as long as i know i have this amount in my bank account I don’t envy them.