Friend who always asks why when I say no.
I have a friend who can never accept a no as is. Like she'll ask to hang out and I say I can't and she'll always ask why. The why is I just don't want to or else I would have said sorry I have a conflict. Or she'll ask to do something that costs money that I don't want to spend and she'll ask why when I say no and its annoying because I don't want to have to explain my financial situation, also yea I spent $100 yesterday but $30 for this specific thing that she likes feels like burning money to me and I'm allowed to decide that for myself and not have to explain or have someone judge my decisions.
Overall, its just annoying because no is a full sentence and I don't have to answer to anyone, but also I don't want to hurt my friend which is why I select when to give a reason and when to not. I usually just try to reiterate I can't but she keeps pushing and its starting to make me just straight up avoid responding to her until its too late for the thing which isn't how I want to be in a friendship. She really can't seem to take a hint at this point and she's kind of a gentle sheltered person which is why I'm trying to not be blunt and come off harsh. She's the kind of person who says she loves directness, but very much can't actually take it. Any advice?