u/NoAcanthocephala6261

Can we get an Automatic Borrow-to-Spend feature? It would be awesome if we could opt-in to use our available Borrow line as automatic overdraft protection. If an ACH pull or debit transaction exceeds our cash, M1 should just automatically draw the difference from the margin line. This would make me feel safe about keeping my money fully invested. Is anything like this on the product roadmap?

I just learned about traditional margin borrowing and Pledged Asset Lines (PALs), and it made me realize how underrated M1 Borrow is. It’s kind of like the best of both worlds. Hopefully one day I’ll be rich enough to fully use the borrow, spend, and die strategy. 😂