u/Nocash1234

What are the best ways to save money in your 20s, and what investments should I actually be looking into?

Early 20s, trying to get my finances in order instead of just winging it. I’ve got a decent handle on tracking expenses but I feel like I’m behind on the investing side

A few questions for people who’ve figured this out:
-What actually moved the needle for you on saving, vs stuff that sounds good but doesn’t really matter?
-Where did you start with investing? Index funds, retirement accounts, something else?
-Anything you wish you’d started earlier in your 20s instead of waiting?
-Any beginner mistakes to avoid?

Income is a bit irregular (mix of freelance + project work), so curious if that changes how people approach this. Appreciate any pointers, even basic ones starting from close to zero here.

I have 1–2 years of experience in social media management n marketing, video editing, and design.

More than anything, I'd love to use these skills to benefit the Ummah and support Muslim brands, businesses, and projects doing good work.

My rates are flexible, and I'm happy to work with whatever is reasonable and comfortable.

Hey! Any artists, designers, or creatives on here? Would love to connect with fellow artists

I do illustrations and design

drop your IG handle in dmss as self promotion isnt allowed on the subb
and tell me a little about what your account is about.
Let’s build a little community!

Hey! Any Kashmiri artists, designers, or creatives on here? Would love to connect with fellow artists

I do illustrations and design

drop your IG handle in dmss as self promotion isnt allowed on the subb
and tell me a little about what your account is about.
Let’s build a little community!