u/Obvious_Metal5809

I'm finally looking at binders to get and I'm trying to figure out which type because apparently there's a lot. I saw this front zipping one that i think wouldn't be as painful to take on and off as the other ones, but I want to know if there's any other reccomendations

I keep trying to pay my prepaid after months online because i finally have enough money and all day I haven't been able to even access my account. Will it be up anytime soon or am I fucked until it decides to work?