First time home buyer from MN utilizing VA loan. My credit score at pre-approval a month ago* was 774 and today it's 786 per credit karma. I feel like my rate could be better but what do you all think?
Edit* It's actually been past 45 days since my first hard credit pull.
Fiance and I have toured about 30 houses in the metro area in the last month and they're flying out of the market left and right. We've submitted three offers in the last week and have been outbid each time. Last house we went $20k over and we lost to a buyer who went $30k over asking and waived inspection.
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Going into this we thought this would be a good time to buy because we keep seeing headlines about sellers pulling their houses out of the market and buyers hesitant because of the interest rates but it feels like 2020 all over again.