Basic advise for 80yr old MIL

My Mother in law has a paid off home, a rental home income, an emergency cash fund, and social security. All of which cover her expenses. I've recently learned that there is 200k being managed by her "investment guy". It hasn't grown in value for over 10 years. Who knows what's it's invested in but obviously its very disappointing to have learned this.

What are some simple, low risk alternatives at this point given her age ? CD/HYSA? It seems Ike at this point it may not be worth doing anything else

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u/Ok-Ad-8521 — 12 days ago

For those who have retired

As someone nearing retirement ~ 5 years

I'd really like to hear from some of you who have already retired, or are near retirement.

How has the standard Boglehead strategy worked for you?

Would you have done anything different?

Cheers

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u/Ok-Ad-8521 — 5 months ago

Brokerage simplification question

I just fired my financial advisor who was charging high fees. They had created a 35 fund portfolio with lots of overtime. It actually has done well. My question is, I'm considering turning off all the dividend reinvest and directing future proceeds to VT. What's the consensus?

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u/Ok-Ad-8521 — 5 months ago

I work for a large hospital system and they offer both a 403b and a 457 accounts. What's the consensus on contributions to both?

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u/Ok-Ad-8521 — 5 months ago