Pension sense check
Hi all, posted on alt account as people know mine
I (M31, 32 next month) feel like I started my pension late started at 26 on low wage, I ideally want to retire at 60. Am I being realistic
Current pension
Pension pot £33k (Scottish widows Growth CS7,One CS7 & Shariah)
Current contributions 10% + 10% employer match (max match) currently £954 total a month. Soon to be £1050
Other information
S&S ISA all world index £2200 (£100pm soon to be more hoping £350pm in a year)
Wife earns more and contributes 15% in to pension 5% + 10% employer match also has S&S ISA around the same amount.
Just bought a house last month payments are £2200 + overpaying £200 a month (38 Year term)
2 young kids
Currently bringing up cash savings which are low due to buying a house and paying off a car before focusing on wife's pension (max matched) + S&S ISA's including one for each child.
Other information: grew up poor and financial situation only really changed in the last 5 years, want to make sure I'm being sensible. We keep a healthy amount of fun money whilst trying to not fall into lifestyle creep but also want to enjoy life with our kids while they are young.
Wife earns slightly more than me, total household income £130k gross or there abouts
If I have missed anything do ask!