u/OkPrimary8380

LONG POST AHEAD. Before I get decimated here, I want to give some context. I am Indian, but I wasn’t raised here. So while I take immense pride in my ethnicity, culture, and heritage, I don’t take pride in the current state of affairs in India—a place I visit every year and where I’ve spent time across a fair number of major cities. So calling me anti-national or a Pakistan sympathizer will have ZERO effect on someone who has no interest in performative patriotism.

I’m not here to argue or insult anyone. I’m here to have a civilized discussion and genuinely understand other perspectives, even if people disagree with me (You never grow in a room full of people who all think the same)

That said, I have lived (not visited) in several major cities across Southeast Asia, the Middle East, and North America. From that perspective, I honestly don’t think Indian cities are even in the same league. That’s not to say India has nothing to be proud of, we absolutely do. Our digital payments ecosystem, internet penetration, and many aspects of our tech sector are genuinely impressive. But when it comes to BASIC infrastructure—good roads, proper footpaths, well-maintained buildings, clean air, and rivers and lakes that aren’t polluted, we are still far behind. We don’t even have enough investments or development for any sport other than cricket. A country with over a billion people should have easy access to top talent. Yet corruption floods every system in India preventing us from setting ourselves apart on the global stage.

The government deserves a HUGE share of the blame. But ordinary people don’t help either. Even many educated people casually throw garbage on the streets or damage public spaces. We often demand very little from ourselves. I am not religious myself so I’m sorry if this hurts religious sentiments, but to the Hindus here: I understand the Ganges is sacred. If that’s the case, shouldn’t seeing people dump waste into it or defecate in it anger you more than anyone else? If something is sacred, shouldn’t preserving it be one of the highest priorities ?

What frustrates me most is not just the problems themselves, but the reaction whenever they’re pointed out. Instead of asking how we can improve, the conversation almost always becomes, “Look at Pakistan,” or “Look at this one dirty city in China.” Why is our benchmark always someone doing worse instead of someone doing better?

Wouldn’t it be far more productive if we collectively demanded higher standards from our own government? Why would any government (congress or BJP) feel compelled to improve if citizens don’t consistently hold it accountable? What incentive do politicians have to deliver better infrastructure, cleaner cities, or stronger public services if we keep voting without demanding results? And weirdly why is the onus of change on the opposition. This is one of the biggest anomalies I’ve seen in India compared to other countries. Pressure of improvement is on the opposition than the current government.

And why is asking for better so often labelled anti-national? Isn’t wanting your country to improve one of the most patriotic things you can do? Why are we so comfortable defending the status quo instead of challenging it?

Indians are incredibly hardworking. We have a beautiful country, immense talent, and one of the largest educated populations in the world, at least in absolute numbers. Imagine where we could be if we stopped settling for comparisons with countries doing worse and instead aspired to match the best. Imagine what we could achieve if we stopped falling for the distractions and narratives pushed by much of our media and focused on demanding real progress.

One final thing I’ve noticed recently is the alarming number of apparent IT cell accounts on Instagram. Many of them appear to be newly created accounts with little to no followers, yet they’re everywhere in political discussions, aggressively pushing the same narratives. Whether people agree with me or not, I think that’s something worth paying attention to as well.

As expected they tried to sell me the premium service. I walked out cause the mistake was something that would take 10 seconds to fix and it didn’t make sense to pay 100 dollars for it. Conveniently, they did not let me know that I can’t book another appointment within 7 days. When I called them, they kept saying there is no way they can help me book regular appointment as they are call Center employees with no access to the booking system. Unfortunately the need is mine, so I had no way but to book premium lounge. I called them again and magically, they have access to booking systems and are able to book me the premium lounge one 🤣 Word of advice, don’t try to win. It’s pointless. You’ll waste a lot of time and energy. Just pay premium lounge service and get it done with.

I am not sure wth a back office finance operations job falls under. I spoke with an immigration consultant and they recommended 11109. But I’m not sure if this falls under that either. I paraphrased the below duties to match 11109 as i am the one that will write my roles and duties. This will then have to be approved via HR and my old manager and only then will i get my experience letter. For context, i worked at Goldman Sachs and I definitely needed a degree to get this job. So not like this would go under anything below teer 3.

. Review and examine settlement values of interest rate derivatives transaction to identify discrepancies and ensure compliance with governing payment policies and procedures.

· Review confirmation and settlement processes across internal financial teams to ensure regulatory and procedural compliance

· Inspect post-settlement workflows including breaks and exceptions to maintain clean financial records

· Examine client/clearing house disputes and escalate in accordance with compliance obligations

· Contributed to process improvement and operational efficiency initiatives through analysis of existing workflows, controls, and procedures.

· Exercised professional judgment, risk awareness, and prioritization skills while managing multiple high value financial transactions under tight deadlines.

I am not sure wth a back office finance operations job falls under. I spoke with an immigration consultant and they recommended 11109. But I’m not sure if this falls under that either. I paraphrased the below duties to match 11109 as i am the one that will write my roles and duties. This will then have to be approved via HR and my old manager and only then will i get my experience letter. For context, i worked at Goldman Sachs and I definitely needed a degree to get this job. So not like this would go under anything below teer 3.

. Review and examine settlement values of interest rate derivatives transaction to identify discrepancies and ensure compliance with governing payment policies and procedures.

· Review confirmation and settlement processes across internal financial teams to ensure regulatory and procedural compliance

· Inspect post-settlement workflows including breaks and exceptions to maintain clean financial records

· Examine client/clearing house disputes and escalate in accordance with compliance obligations

· Contributed to process improvement and operational efficiency initiatives through analysis of existing workflows, controls, and procedures.

· Exercised professional judgment, risk awareness, and prioritization skills while managing multiple high value financial transactions under tight deadlines.

I know people say not to compare your career to your friends’, but it’s getting harder to ignore as time goes on. I’m 26M, working in a role that pays decently—nothing exceptional, but not bad either. Still, I can’t help noticing that friends with nearly identical backgrounds and experiences have landed much higher-paying positions. I’m genuinely happy for them and don’t resent their success, but I can’t shake the feeling of falling short despite having similar opportunities. That gap leaves me frustrated and questioning my own path, and I don’t really know how to make peace with it or if that feeling ever fully fades.