
Check out this petition!
If you've been trying to build credit, you might've seen DirectCard Reserve ads. But hundreds of people are reporting the same nightmare: they get approved, pay upfront fees, and then... nothing. No card for months. No real customer support. And when they finally get through, they're pressured to buy a $100 "mandatory" credit monitoring program just to activate their own card.
I started a petition asking the CFPB and FTC to investigate DirectCard Reserve's deceptive practices and require full refunds for anyone who paid but never got a working card.
The details are wild: customers report shipping portals that reset daily with no real tracking, reps who simply won't activate cards without the add-on purchase, and phone lines that are basically impossible to reach. This isn't a shipping delay—this is predatory targeting people who are already financially vulnerable.
Anyone else dealt with this, or seen people talking about it in credit communities? If this pisses you off as much as it should, consider signing and sharing. These companies count on people staying quiet.