u/Ok_Entertainment6199

I will be coming to Alaska this summer and I am looking to do some trail riding, we will have a group coming with a range of skill levels/fitness levels(all pretty decent shape though). We will need to rent bikes but will have a car. Ideally I would like to do some sort of riding where it isn't necessarily a paved path but is a trail but since we have a range of riders the terrain cant be too difficult or too much elevation change.

I have read about the below options but not sure what makes the most sense.

Tony Knowles to Kincaid Park

- this trail is mostly paved until you get to Kincaid's right?

- Ive read good things about Kincaid Park and i think they have a wide range of different routes that people could take so it would be fun in my opinion. If we have to bike all the way there though it may be a bit much for though as its 10 miles there and 10 miles back.

- if we took an e bike there, would we be able to do anything at kincaid park in terms of terrain?

Eklutna Lakeside Trail

- this one looks like there is some good options here and what I am looking for in terms of terrain, it is a bit out of the way though. I read there is a few options for bike rental at the trail head so that would be convenient
Trail of Blue Ice

- seems like bike rental would need to be done in Girdwood, which is convenient because we are staying here 2 days but I think this trail is a drive away. In this case we would need to rent a car that can fit bikes or rent a bike rack.

is there any other trails that you think makes sense that I am missing? What other details do you need to know for us?

I 25 am struggling with a few decisions related to my personal financial planning and would like some input.

My current situation:

Income: $100-110k per year

401k: $100k (i roughly max it each year)

IRA:$25k (I max this every year)

Individual Brokerage: $32k

HYSA: $60k

HSA: $6K(i roughly max it each year)

1. for a while i was looking to purchase a house in the next few years so i have been loading up my HYSA. Now my situation is not as sure as I do not know if i may move cities, how soon i want to purchase(pretty expensive to purchase in my city), etc. Should i be moving roughly half of the HYSA into my individual brokerage until I know for sure my timeline on when i am purchasing? I think this would be roughly in the next 5 years but I have not began the process just yet, more so just saving toward it. I would probably just through it in VOO as i usually do pretty safe investments
2. my company is now allowing Employee stock purchase program where we can invest up to 20% of my income and get the stock at a 20% discount on it. My company is in a pretty safe industry and I feel pretty confident in them so I would like allocate funds towards this but I feel maxing both retirement and ESP would be a lot of money tied up towards this. I am young so I would like to spend some money haha. Would you take some out of the 401k match and put towards maxing company stock ESP Program?