u/Ok_Lie338

I’m looking for advice because I’m extremely frustrated with Capital One and don’t know what else to do.
I have three charges from SQ Lab on my Capital One account:
$125
$250
$300
That’s $675 total, and I did not make or authorize any of these purchases. I did not order anything from SQ Lab.
I contacted SQ Lab directly, and they told me they could not find any order associated with me. I then contacted Capital One and reported the charges as unauthorized. However, Capital One is refusing to give me a credit/refund because they are saying the transactions were made using a card from my digital wallet, so they are treating them as authorized.
I’m confused because I did not make these purchases, and the merchant itself says they cannot find an order from me.
Has anyone dealt with something similar with Capital One? What steps did you take after Capital One denied your fraud dispute? Should I escalate this to someone else or file a complaint?
I would really appreciate any advice or suggestions. I just want to recover the $675 that was taken from my account for purchases I never made.

Hi everyone! I would really appreciate some advice from those who have been through nursing school.

I’m a stay home mom and a mom of two young children—an infant who is 3 months old and a toddler who is 2 years old. This fall, I’m trying to decide whether I should take **Fundamentals of Nursing** and **Pharmacology** together for the full semester, or just take one class at a time.

I’m worried that taking both classes together might be too overwhelming, and I’m scared of failing. At the same time, I don’t want to fall behind if taking both is manageable.

For those of you who have taken these classes, what would you recommend? If you were in my situation, would you take both together or focus on one class first? I’d really appreciate hearing about your experience and any advice you have. Thank you so much!