u/OnikaBurgerBomb

Sorry if this is asked a lot, but I see a lot of information out there and I'd love to get some clear answers on this before I engage with an investing / accounting specialist.

I'm moving to the US (California) on a TN visa soon and I have RRSP with Manulife AND Canada Life, and TFSA with Wealthsimple. My main bank is Wealthsimple and my backup bank is TD. I understand I need to

• Withdraw all my TFSA, close the TFSA account and move the money into a chequing account.
• Close my Wealthsimple account and credit card (does not support non-residents)

What I am less clear on is what to do with my RRSPs. I heard from some sources that I will need to sell and buy back before I move to the US, because right now the growth in my RRSP is considered "earnings" that will be taxed. Since I bank with TD is it best to move all my RRSP out of Manulife and Canadalife, move it to TD and re-buy so there's no "profit" (excuse the poor terminology)?

Recently got a job offer as a Product Designer for a startup in California. I am a Canadian.

I have a BA in Communications, 3 years of experience in communications and 6 years of experience as a UX/Product Designer.

I would likely apply for a TN visa under the Graphic Designer category and I’m wondering what’s the likelihood of getting through at a Vancouver CBP port?