Underwriting MCAs Job
I was offered a job as an Underwriter for MCA's.
Pros:
I get training on the job and after about 3 months ill get full pay.
Its fully online.
The people there (just a handful, its a small company) are nice. And they like each other. And I like them well enough.
The pay is on the higher end of the junior underwriter level (according to what i see online)
Cons:
theres no sick days,
no vacation days,
no lunch breaks.
though, we are encouraged to stretch every hour. though socially, the employees dont. but they do take a few minutes to themselves to eat (ive also seen a few eat at their desk, one hand on the mouse)
If u need to take off, you have to run it by the boss-including the reason.
Youre expected to work if you are sick. Unless you cant get out of bed.
its a 9am or 10am to 7pm (9 to 10 hrs Mon-Thursday) job though fridays are shorter (10am to 5pm).
Unclear:
it's not clear if theres growth salary wise. Supposedly it is achievable to reach 6 digits but theres no clear guidance as to how, when, or why you would get that much
its not clear if I will need to meet a quota of files. A new employee said the dont have to. The boss mentioned that "if you miss your quota, you can always make up for it later".
Is this a good deal?