r/InsuranceProfessional

I am in a senior P&C broking position at a large brokerage and I have an opportunity to become the risk manager for a large manufacturer. Pay should be about the same, but at the brokerage I have an opportunity to continue to grow my bonuses in the future which could surpass the risk management salary. However, as the risk manager for a large organization, I have an opportunity to expand my skill set beyond insurance.

Thinking long-term career wise, would this be a good move? Does anyone have experience doing this?

Anyone know what the company benefits are like at BHSI in London? Particularly the maternity policy? From what I’ve read on other sites it’s not really that great but would like to know if anyone knows what the current allowances are and office flexibility?

Rant incoming;
I’ve been an Underwriting Assistant at a large specialty carrier for about two years. During that time, I’ve earned several designations from The Institutes (AU, AIS, AINS), I’m close to finishing my ARM and halfway through CPCU, and I’ve maintained my P&C Producer’s license for four years.

I genuinely enjoy underwriting and want to keep growing in this career path. I’ve applied internally twice for Workers’ Comp Underwriter roles and once for Commercial Auto Middle Market. I’ve had no luck. Management’s feedback has been as follows:

1. Not enough sales experience (I was a Personal Lines producer for a year before joining a carrier).
2. Need more involvement in committees or extracurriculars (like Toastmasters).
3. Haven’t built enough rapport with agencies.

The last reason is insulting. I’m told to keep agency communication minimal and refer them to their assigned underwriter, yet many agencies prefer reaching out to me because I’m responsive and enjoy educating. I’m assertive but not aggressive, unlike many of our underwriters, and I’ve even built friendships with agency staff on all levels. 

Honestly, I feel trapped. I’m told I’m appreciated, but management’s actions say otherwise. I’ve started applying elsewhere, but I’d really appreciate advice — places to apply, roles that fit someone who enjoys underwriting, or possibly how to position myself better internally.
Just venting and hoping to see what others might think.

Has anyone done it? Would you recommend it? Or stay as a Cm?
Looking for something different, 15 years experience on the construction side from residential to federal.
I have my certs, licenses etc.

Hello, I’ve been a claims adjuster for a little over 4 yrs now. Property and auto exp. I’m already getting a little burnt out . I’ve always been interested in insurance sales but commission based jobs have always made me nervous. Is there anyone here who made the switch and are you happy with your choice ?

I just need some general advice from people who have worked in the insurance industry. But people who have had internships at similar companies or people who have been in the field for years and see different type of interns are especially appreciated!

I am an insurance agent and one of my clients filed a claim a while ago and he is now in the recovery process where his company is trying to get the deductible amount from the other party.

This is taking a long time, and I no longer believe they will get any money from the other party. If that is the case, then what can he do about it. He had a 1,000 dollars deductible he would like to get back.

I stared a new job 6 mo ago and realized it wasn’t a fit. 3 mo ago i sent out my resume without the new info, since I was only at the job 3 mo. I just got a job from that old resume. I’m freaking out because a background check could show I’m no longer employed there.

We usually get our CL and PL commissions by the 28th or 29th of each month. Our last pay date was 05/28. That statement date was 05/26. The next statement date was 06/01. IWe did not receive anything in June.

I realize they have the big billing change going on right now, but we have not received any communication from them about late commissions.

Have you been paid this month by Travelers?

Ill leave the employer anonymous because im honestly just looking for knowledgeable advice. I work for a big carrier as a producer doing inbound sales. I sell to non standard lines. This has always been my preference- i feel like i relate to people with non standard problems, and I feel a great sense of satisfaction talking to them more about their policy and their relationship with it than most will.

Recently are are pushing a big up sell initiative. Most of my leads are calling in looking for fictional $30 liability coverage. When I qoute them, Im now expected to qoute the auto, add renters, add roadside, add telemedicine coverage, add a benefits coverage (has a lot of little shit in it like limited loss of use)-

Ive managed to work around this. Ive managed to start with what they want me to sell, and then work with who needs to be worked with.

As it is, I feel like im dancing a fine line between doing right by people and my own incentives/expectations. But up until this point that line has felt walkable.

Now they want us to add valuable articles/riders on ever renters. Not pitch it. Assume it, assume $500, make up a piece of jewlerry or something- then qoute it like that. Then go back and dig for a valuable item for the rider after we have buy in.

This is where my comfort is categorically crossed though- this feels like the differencr in assuming a renter needs renters insurance versus assuming someone has a second vehicle for the multi vehicle discount and inventing a beater car to add to the qoute. It doesnt feel right, but im not really sure how to approach this. Im no stranger to having to work around sales expectations that feel restrictive but this feels like it crosses a line. Am I tripping or is this just sort of normal expectations in roles with higher sales pressure?

Am a carrier underwriter in the middle market e&s casualty space and just had to throw it out there to get everyone else’s pulse on the market, is anyone else getting absolutely smoked in 2026?

Granted at my carrier we have challenges with needing rate relief and some better agency relationship management but I can’t buy a freaking new business bind order right now across any segment - products construction or even hab lol

With admitted’s coming back writing e&s biz stupidly for no money, MGAs/Programs cutting each other off at the knees on pricing, and other e&s markets have seemingly losing all UW acumen, some people on my team are legit putting up goose eggs at months end

Like today I lose to Crum twice - one writing silent action over on a contractor in Texas and the other hab with claims silent A/B & A/M in MO at under $100 per door. Then you have other e&s markets doing GCs at less than a $3 rate in CA, all just seems like pure insanity.

Anyway, just wanted to vent and get others pulse, or maybe it is my carrier? Idk anymore lol

Also Open to feedback on how to cope/win since this is my first soft market after being in the UW biz for a few years

Thanks!

I am a claims adjuster and finishing up my CIP this December. It took me four years of working, and I put everything I had into getting honors (not sure if that's just me being unnecessarily proud or if it'll actually get me more recognition).

Now I am feeling pretty burnt out, but I still want to get a second professional designation because CIP is becoming the norm.

What else should I go for? CRM doesn't seem to have much value in claims, and FCIP would be a long haul, especially since I want to take it easy now that I am over 40.

Are there any other certifications I could look into to help me stand out with all the other CIP holders out there?

I am looking into the CRM designation.

How challenging is the program ?

I know you have to take 3 courses and then write 3 professional exams. How hard are the GRMI exams ?

Any guidance will be appreciated

I recently accepted an offer in underwriting with no prior insurance experience, and will  have rotations in Personal Lines, Commercial, and Specialty lines. Realistically, I am not too happy with my current base pay of $60K, but I do get some days virtual, and the office is less than a 15 minute car commute. I was curious about a few things in this pathway:

1. How does the future of underwriting look like and if it is a good career to stick out for the long-term.

2. How much does a CIP help pay-wise to work up the levels within the insurance industry?

3. What should I expect salary-wise for progression as I continue to learn the ropes within UW?

Just started as a middle market underwriter trainee. I like it and am trying to map out some possible career paths/goals. E&S seems like a cool job but I was wondering if someone could tell me how the work life balance is, if it’s high stress or pressure, overall if it’s a good job, etc. Thanks

Hi all! I am not insurance currently but looking to get back into it. I’m more interested in the underwriting part. My background is 10 years writing commercial, personal, and life. There are virtually 0 in person opportunities in my small town so I’m looking into remote. Any leads on an entry level underwriter position? I’m guessing I would be entry level. I have experience risk rating/loan structuring in the bank world and am about to finish with my finance degree

I have a second interview with GEICO today for claims litigation position. I’m currently employed with a Fortune 500 company, that is a great company. Can anyone give me insight on the GEICO work environment?

I'm helping someone with 8 YOE at a warehouse job try to get into underwriting. The associate and assistant roles don't require prior experience, but the person I'm trying to help has already been in their industry for almost a decade. For those that have recruited or interviewed for these roles, do you consider industry switchers or do you primarily focus on younger recruits (the person I'm helping is 30)?

I’m taking my first CIC exam on Thursday and nervous due to it being essay. What are some tips for doing well? I took the webinar class last week and have been studying since.

I have done insurance in Florida on the agency side for over 15 years. I have also worked for a carrier directly. A few years ago got my adjusters license, haven’t done anything with it but want to cross over to the to dark side. Insurance was something I fell into all those years ago. I would be better suited for claims than the agency side so I’m changing direction.

Here is where I need the all knowing insurance brains of Reddit:

I have my 620 license but no experience with adjusting or Xactimate software. Where do I begin?

Should I learn the software on my own or take a course and then get certification?

Is certification required or just working knowledge?

Is there a way to get my foot in the door somewhere?

Will any company show me the ropes so to speak if I’m flexible with pay? Is shadowing a thing these days?

I’ve seen and handled claims at an insurance company as well an agency but I know the actual adjusting is a different animal.

Any guidance or advice would be greatly appreciated.