I got a dui and totaled my car - can I keep paying my regular car payments if insurance doesn’t cover it?
Recently I got a dui. I ran over a sidewalk and severely damaged underneath my car. It is unknown if it is totaled yet, but my mechanic friend said it is not looking good. I owe about $11,000 on my car, and it is worth about $6000. If insurance doesn’t cover it due to it being a dui, and I can’t pay out of pocket, can I just keep making my regular payments? If insurance does in fact cover what my car is worth, but I can’t pay the rest out of pocket what happens then? I am already deeply ashamed about getting a DUI, this post is specifically just for what I can expect to look to prepare for. I, of course, do not have 5K to spend after getting a lawyer, paying fines and fees, my insurance deductible, getting my car out of the tow yard, etc. I am not sure how to navigate this.