Long commute purchase (OC/LA)
Currently drive 2023 kia sportage hybrid, financed at 3ish%, $590/mo. Insurance $260/mo. Have about 17k left to pay off (2.5years). I drive from south OC/north OC quite often and average about 1300 miles/month. Carmax offering ~19-20k for my car right now. I get gas once a week and each tank is about $65-70 a week.
W/ that I will start commuting to LA this fall for ~2.5 years maybe 3x a week for school. ~90-100 miles round trip. Currently renting and don’t have a home charger. Dreading the drive from south OC to LA and think FSD will make my life and commute better. I would keep the car for 4+ years. Only downside is that I’d have to start from square 1 with a new car loan as opposed to being half way done with mine right now. I know relying only on supercharging can be bad for battery health but if that’s my only option is it worth it to trade my car in for a Tesla model Y?