u/Otherwise-Warning316

Feel super bad and need help.

Hello, I appriciate every advise, I feel super bad about whats coming...

I am original from Europe, but I've been living in US for around 2 years.

Few days back I realized I have to report ETFs, investments, bank accounts etc..

So I started collecting all the data and would like your opinion how bad is it.

I have:

Around 10 ETFs in my dynamic pension fund (yes I did not sold it before I enter US...) - value of few thousands dolars

Robo adviser which bought around 6 ETFs - value of few thousand dolars.

Saving accounts.

Bank accounts.

Mintos - few hundred dolars - originally for fun, now not sure what to do about it...

My overall money in europe is in higher tens of thousands of dolars.

I decided to use tax for expats site, but takes me so long to fill.

I feel like that due to ETFs and overcall complexity, this is going to cost at least $7500 for these 2 years which makes me super sick, cause then I will have to pay charges, 5% of my abroad wealth since I made these huge mistakes...

The worst part is that eventhough I sell everything this year, I will have to pay for ETFs again next year.

Could you pls give me any advice or anything?

reddit.com
u/Otherwise-Warning316 — 24 hours ago