u/Otherwise_Bug_7662

I have an iPad Air M3 that I use most of the time. I gave my MacBook Air M4 to my grandson for college. I have had MBA and MBP in the past. I am not retired and haven’t used a laptop often. I do miss from time to time using Word, I just prefer it over other apps. For people that have both iPad and Neo, have you found the Neo is easier to use, or do you prefer one over another?

It seems most people really like it. Although when I was in our local Apple Store recently they said they had a lot of returns that people either love it or hate it.

Just would like some thoughts. I have thought of trading in my iPad for it, but also have a lot of grandkids that play on it when they are here.

Thanks!

Hello,

I have about $70,000 in debt. I graduated in 2013 with my masters, and the principal amount was $70,000. I’ve paid almost $50,000 back, but the principal has remained about the same. Initially I was in the extended payment plan about $550/month. Right before Covid I switched to a PSLF plan. I’m in healthcare. Long story short, have been on forbearance since Covid. I am 68. I was on SAVE plan with $0 monthly payment. My main income is SS, along with my husband’s retirement income. I retired in 2023, then last year helped out my former employer as they were very short staffed and am now back in retirement. I made about $55,000 from the temporary work last year.

So my question is as I have seen how people’s payments are increasing substantially, do I go back to the extended payment plan? If I try an income based plan, last year’s income is not what it currently is and am not sure if they would just look at last year’s income? I have about 48 months left for the PSLF, but honestly I do not want to go back to work full time.

Anyone else in this situation? It is all so confusing, just trying to figure out some clarity. I know there are still some plans still pending with the student loans, so I don’t plan on picking a plan until all the information is available, but I would like to have an idea what the options are.

Thanks for any suggestions!

Hello,
Our son has been recruited for men’s rowing and will start this fall. We are very excited for him as he loves rowing. His 2k erg time is 6:34. He is about 5’11, weighs 170-180# usually, now around 170. His college coach wants him to be lightweight. I am worried about this, but since we haven’t dealt with this is it something to worry about? He says it won’t be a problem dropping 10-15#. His high school coaches have said he is not a LW, but obviously they aren’t college coaches.

Am I worrying for nothing? He does see a nutritionist and will see her this summer about cutting weight and doing it healthy.

What happens if he cannot maintain a low enough weight to be a lightweight? Do they automatically go to the open weight?

Thanks for any information.