u/Outrageous_Major_234

Surcharging patients for CC processing fees?

Hi! I had a new ethical dilemma come up today at a practice I work at and wanted to get some opinions on it. For background I work at a psychology practice (out of network/private pay 3k-6k for testing). I recently was curious to get tested myself and was shocked to discover that even with insurance I’d still have to pay 2k out of pocket. I can’t believe patients have to go through this, its unfortunate. I was already feeling down about it when I was informed that my company was thinking about passing the 3-5% processing fees onto patients. For reference, 97% of our patients use a credit card. I was horrified and shut it down immediately. While I do understand what credit and insurance companies are doing is disastrous, I think turning around and putting it on the patient is unethical in my eyes, though it is legal. What do you think?

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u/Outrageous_Major_234 — 2 days ago

hi! im so stressed. i need about 50k in loans each year. i just tried to pre qualify and failed on my own because i have a charge off from wells fargo that im almost done paying off. my score is 660. I have no one to co sign with me. im 27 years old and my parents refused. does this mean i wont be able to go? I am waiting for my school to send out scholarships so I can apply. what do i do

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u/Outrageous_Major_234 — 25 days ago