u/Own-Order8096

I recently found out that I have to get braces. I’m looking at around $3000 after insurance. The benefits plan choosing comes up again in November and I have approximately 1800 saved in my health savings account. I’m trying to decide if I use my current health savings money to the down payment for these braces or if I pay it out-of-pocket.
I figured that with this new year coming around for benefits, I would switch to a lower paying plan through my work and apply the money that I’m saving from switching plans into the monthly payments for the braces

I’m not sure what to do or if this is even a good plan
Thoughts?