u/Pale_Syllabub_3266

How do we secure your data?

Most apps say they "encrypt sensitive data."

But in fintech, the architecture behind that sentence matters.
At Mozaic, each user gets their own data encryption key.
That key protects sensitive data like bank and brokerage tokens, transaction details, and account names.

Then, each user key is wrapped by a master key stored in Google Cloud KMS, where the master key never leaves KMS.

What this means in practice:

→ A stolen database alone is not enough to decrypt sensitive user data
→ One user's key cannot unlock another user's data
→ A user's key can only be unlocked through an authenticated KMS call
→ Every key-unlock is logged and monitored for unusual activity
→ Access can be revoked centrally without re-encrypting every user's data

It is not just "we use encryption."

It is encryption designed to reduce blast radius.

Trust in fintech is not a tagline.

It is an architecture.

Give a try at: mozaicfinance.com

https://preview.redd.it/a23zg2c7bu9h1.jpg?width=2048&format=pjpg&auto=webp&s=5b42b82505f8c62656c35b81167985bc4dbc7b5e

reddit.com
u/Pale_Syllabub_3266 — 7 days ago

For the Canadians here who lost Mint, I built the alternative I couldn't find

Hi Mint lovers, when Mint shut down, most of you got pointed to Monarch, Copilot, etc. But if you're Canadian like me, you probably noticed they don't really fit — no proper TFSA/RRSP/FHSA tracking, US banks only, everything in USD. Mint was already mediocre for Canadians, and its replacements mostly ignore us entirely.

So I built Mozaic Finance, a personal finance app built for Canada from the ground up:

- Connects Canadian banks and brokerages (so your investments and cash sit in one net-worth view)

- Real registered-account tracking — TFSA, RRSP, FHSA, RESP, not just "investment account"

- Multi-currency done properly (converts to your base currency before totalling)

- Cash flow, recurring income/bills, net worth over time, the Mint stuff you actually miss

I am releasing new features every week, so I more than welcome feedback and suggestions!

Laurent

u/Pale_Syllabub_3266 — 13 days ago