u/PalpitationSalt4683

Hi guys,

I know I’m a long way out from retirement, but life comes at you fast and I want to be best prepared.

My employer offers a good % for my pension and with their contributions and mine, it comes out to £1,083 a month into my pension pot.

As you can see, I’ve only had a £1600 growth on that. Am I an idiot for wanting to put it into something a little higher risk?

I feel as I’m young and there is a decent amount going in a month, I should risk it a little for better gains and then change it again in the future.

What would you guys do in this situation? Not something you’re taught in school…..