u/Particular-Shirt-830

Advice on situation- help

We had hail damage last year. Pretty bad. Part of our whole house siding is destroyed. We had several companies come out. We decided on a local company.

This was in September. We have paid the deposit. We signed a contract.

The guy said install date would be December at latest. That flew by. Next we heard March. Then we had to file an extension. Now we have no idea. The company is very hard to get ahold of. Emails are basically non existent. I sometimes get called back by a siding guy who wont give me a day.

Our extension expires in September. The ins company says they may not approve another extension. The roofing company says that is fine as it only affects new supplements not getting the depreciation back so they arent concerned.

When I talked with the roofing company it sounds like it may be next November or maybe later?

Is this normal in this industry? Every single one of my neighbors have had their stuff done by out of state people. I thought i was doing good by staying local

reddit.com
u/Particular-Shirt-830 — 5 days ago

Advice on situation- help

We had hail damage last year. Pretty bad. Part of our whole house siding is destroyed. We had several companies come out. We decided on a local company.

This was in September. We have paid the deposit. We signed a contract.

The guy said install date would be December at latest. That flew by. Next we heard March. Then we had to file an extension. Now we have no idea. The company is very hard to get ahold of. Emails are basically non existent. I sometimes get called back by a siding guy who wont give me a day.

Our extension expires in September. The ins company says they may not approve another extension. The roofing company says that is fine as it only affects new supplements not getting the depreciation back so they arent concerned.

When I talked with the roofing company it sounds like it may be next November or maybe later?

Is this normal in this industry? Every single one of my neighbors have had their stuff done by out of state people. I thought i was doing good by staying local

reddit.com
u/Particular-Shirt-830 — 6 days ago

Retiring at 50?

We have a little over 600,000 now at 35. We max out both my wifes and my 401k. We also contribute max to both our IRAs. We contribute 7000 into HSA but we have been using it sporadically so there isnt much in the HSA.

We want to go part time at 50 and do some traveling. Our kids will be out of the house by then. Ive ran some numbers through chatgpt and it seems like it would be feasible. I wanted to hear from some people who may have went through this though

reddit.com
u/Particular-Shirt-830 — 1 month ago