u/Particular_Chest3981

When does PCH liability actually hit your credit report?

Hi everyone,
I’ve recently ordered a M3 for September/October delivery and plan to fund it via Tesla PCH.
I am currently house hunting, so mortgage affordability is a major priority. I want to know exactly when the active monthly commitment/credit liability will show up on my credit report.

Does the live account hit your credit file:

Immediately upon finance approval/signing in the app?
Or only after vehicle collection/delivery when the contract officially activates?

I know the hard search happens at approval, but I specifically need to know the timing of it being recorded on credit report.

Thanks!

reddit.com

u/Particular_Chest3981 — 2 days ago

▲ 0 r/CarTalkUK

I’ve had my 2016 BMW 520d for about 6 months now, and I’ve noticed the engine oil temperature never seems to reach 100°C even after a 100+ mile motorway drive. It usually stays below that mark the entire time.

For people who’ve owned or currently own a similar 520d, is this normal behaviour for these engines, or does it sound like the thermostat could be stuck open?

Thanks

u/Particular_Chest3981 — 2 months ago