u/Permanently_feisty

I need to boost my credit score as I need a loan.
I have several credit cards with zero balance. Is it best for my credit score to close these or keep them open?
Same with bank accounts. Do multiple accounts with no money in them have an impact?
I have two credit cards I use - one I pay off monthly. Another with just under 4k on it (refinancing other cards on a 0% for 38 months which I took out a month or two ago).
I’ve never missed a payment on a credit card.
I own my house outright with no mortgage.
I’m employed full time and am due a pay rise in September.
I have a few thousand in savings.
Any advice would be appreciated.

I need to replace my timing chain.

I’ve just spoken to a garage who recommended I get the oil pump chain(?) changed at the same time.
Has anyone else been told this? Or had this replaced at the same time?
I’ve never been told this before or heard anyone else mention both need doing at the same time.

I have a 2017 Nissan juke 1.2 petrol manual dig-t tekna.
I’m in the uk.

My car is also cursed. I’ve had two clutches and three gearboxes (the first gearbox change and clutch was at 36k, second at 58k, third at 78k).

Thank you

Hi, we are visiting for one day in August. Where would you recommend for tapas at lunchtime? Close to the centre? Thanks!