Thisclose to FI, not sure what to do next
I am 44, and I have worked with a CFP to help with college funding for my 2 kids (15 & 9) and retirement planning at a more traditional retirement age (60). I haven't really followed FIRE, but I have always been pretty frugal. This has led me to having about 24x annual expenses in my retirement accounts. During my last meeting with the CFP, she told me that my kids’ 529s are good shape funding wise. My emergency fund is also fully funded.
Here is my dilemma: It’s hard for me to consider changing what I’m doing. The numbers show that I can pull back from work or coast on my retirement accounts but I don’t know if I can or should given how shaky the economy feels (to me).
If anyone has hit FI but didn’t RE, can you tell me what you did or what adjustments you made when you were at this point in your FIRE journey? I’m having a hard time thinking about being anything other than a saver.