Help, I am scared
Hi 24/F, I am a virtual assistant po and I am currently drowning in debt with OLAs.
Due to unforeseen circumstances, kumapit ako sa OLAs. Last May 3rd, I was rushed to the ER and eventually, admitted sa hospital for a few days. Lahat ng sahod ko napunta sa hospital bill.
Now, OD na po ako sa halos lahat ng OLAs ko. Natatakot ako malaman ng family ko. Here po yung mga OLAs ko:
Cash-Express - Overdue since May 17 (16k)
Cashify - Overdue since May 17 (10k)
Bene - Overdue since yesterday (3k)
Fido - Overdue since yesterday (12k)
FT Lending - Not yet overdue, trying to stick to the payment plan
Happy Cash - Not yet overdue (15k due this June 5, I don't know if I can pay this, 33k in total)
OLP - Not yet overdue (16k)
Finbro - Trying to pay this off (10k per cut off, they agreed for a payment plan, 2 payment remaining)
Pesoloan - Overdue since yesterday (13k)
Honeyloan - Not yet overdue, paying their minimum
Tonik - paying this monthly as well (995)
Mr. Cash - not yet OD (11k in total)
I still have Tala, Grab, Sloan, Maya Credit, and Gloan. These are the ones na inaalagan ko. I still have my phone and laptop loans.
May I ask for your experience po for these loans? Do they do home visits po ba? I am really scared and I am suicidal. I have this constant fear na baka i-contact nila employer ko. I am paying our house bills and I also provide allowance for my parents plus medication and HMO nila.
I don't know what should I do anymore. I am afraid to go out and every time may nagdo-doorbell natatakot ako. Can someone please give me advice po?
Thank you.