Life Insurance Question
My grandma passed about six months ago, and had a sizable life insurance policy that her grandchildren (myself included) are the beneficiaries of.
Now that she has died : I figured that a payout would get given to the grandchildren - but recently I asked my dad about it, and he said 'it was going in a trust that my mom would control until he dies, which hopefully won't be for a very long time '
My dad is wealthy, always has been, and has provided a good life: but has been very untrustworthy towards money my grandparents have left me in the past, so now I'm starting to wonder if everything he is telling me is true.
I'm very poor, and drowning in debt, I don't understand how if I am a beneficiary I have to wait for him to die now? He has life insurance policies I benefit from as well with my siblings.
How can I find out more information about this without pissing anyone off? Should I hire a lawyer to explore/explain my options? I don't have any money. I know this life insurance policy is probably huge.
Please help.