u/PoodleeDoodlee

Old IBR recalculation when pay has decreased

My pay has gone down substantially over the past two months due to illness/missed work.

I submitted my last 5 pay stubs instead of last year's taxes and confirmed over the phone with a rep that it would be calculated based on my most recent pay stubs, we did the math together and got to the same number.

Today I got a letter with a much higher monthly payment amount (aligning with my gross YTD pay averaged out, despite my past 10 weeks of pay stubs being drastically lower than that.)

I am resubmitting the application with a letter pointing out the reduction in pay, but does anyone have any advice on how to word things to ensure I don't get stuck with higher payments? I don't want forbearance, I want my payments to count toward forgiveness.

I've never had to recalculate based on temporarily lower pay but since I have no way of knowing what the future holds, shouldn't 10 weeks of paystubs be enough to calculate a reduced payment based on current income? I just added another pay stub so that's 12 weeks now.

Anyone have any experience here?

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u/PoodleeDoodlee — 2 days ago

sudden spike in VOCs won't go away

i've had an Airthings view plus for over a year. I added a wave mini about six months ago. The biggest spike I've seen was to about 1500 and that was only once. There was only one other time the VOCs reached over 1000ppb up until three days ago. A "normal spike is around 200-300ppb).

Then when both monitors spiked to 3500 a couple days ago, I assumed it was because of the equipment that was outside running diesel and left my windows closed until they left. As soon as I opened my windows, the VOCs immediately started dropping, and were back to normal within an hour.

then the next morning I looked and it was back up to 3000ppb! I open the windows again and it quickly dropped back down again.

This pattern continued, so I started moving the monitors around to different rooms to see if I could identify the source and it's not coming from any particular room, including the garage.

Every time I close my windows for a few hours it builds back up quickly, and I have to open the windows again, which has caused me to call out sick from work for two days because of my allergies and it being peak allergy season.

i'm trying to identify what it could be. A few pieces of siding were removed from the exterior of my condo last week, but there were no spikes when that was done. The work they were doing the day at spiked was on a neighboring building and I don't think they did anything on mine, but it did rain the day before.

Is it possible the rain could've combined with something to cause this? I'm still not sure how it's getting inside my building though because as far as I know, it's just the siding that's been removed, they haven't put up any new vapor barriers or anything like that.

oh, and nothing else has spiked or changed by the way. it measures CO2, radon, humidity, temperature, pressure and down to PM1.

i'm not even sure what to do next because I can't smell anything that would help me identify the source. what could it be?

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u/PoodleeDoodlee — 5 days ago

"Got 'em" for singular things (not people) in the US

I work in a call center and frequently have to ask people "how old were you when you got your drivers license?" A lot of people, mainly in the southern United States, will answer "I got them when I was..."

Being from the PNW this sounds bizarre to me. I'm guessing it's used in other contexts as well, but I've never noticed outside of this specific context, not in life, TV or anything else though.

Is this common and in what situations? It makes no sense to me unless they have multiple licenses to obtain. Any insight would be appreciated.

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u/PoodleeDoodlee — 2 months ago