Not fat fire or fire yet: Still need a perspective
Hello,
38 year old woman. Been in the tech industry or almost 15 years. Burnt out. Planning to take a break for a couple of months to an year or two.
Almost 4 years in the US with 400k in US market including 401k and HSA. Have an apartment in Bengaluru and couple of ancestral properties in my hometown. Around 60 lakhs in multiple savings in India. Very moderate lifestyle. Parents don't need support from us.
Would like to spend time with parents and children. Husband is not earning high as he is in academia.
Do you think I can afford to take this break. I am worried about getting back to industry as well.
Our current monthly expenses in a small town in the US is this:
Rent - $1600
Fuel + Car insurance - $350
Groceries - $400
School fee and other activities - $600
Miscellaneous - $300
So, around ~$3200 is our average expenses now. Yearly, there are some trips (mostly the India trips), which add up to some more costs. Of my salary, $3000 goes to my equity purchases today.