r/FIREIndia

27M. Reached 1Cr net worth. Tired. Can I FIRE now ?

I’ve recently reached a ₹1 Cr net worth at 27.

I’m a software engineer by profession, and most of my net worth is invested in mutual funds, FDs, and EPF.

I know the first question many of you will have is: how did you reach ₹1 Cr at this age?

I work at a FAANG-equivalent company and, alongside my job, I had also been freelancing. I’ve essentially been working 7 days a week for the last 4–5 years.
I’ve now stopped freelancing because I just can’t keep doing it anymore.

Honestly, I’m tired.

Tired of the constant pressure of deadlines, performance evaluations, difficult work, and the constant fear of layoffs and uncertainty.

I want to retire and live a peaceful life in a tier-2/3 city. I also plan to remain single and don’t intend to get married.

So, my question is:
Is it realistically possible for me to retire now with ₹1 Cr and live a simple, peaceful life?

reddit.com
u/peter_parker_X — 2 days ago
▲ 6 r/FIREIndia+2 crossposts

EP. 01 of AMA Reddit Anonymized podcast series ft. Sanjay Kathuria (u/kathuria_sanjay) is now live on youtube! Here's the link: https://youtu.be/IAmiNSJiIGM ! Do Like, Share, Comment & Subscribe on youtube (@FIREwithsnaky) channel so that we can get more guests and follow-on anonymized AMA podcasts!

Dear All,

After countless weekend hours invested, it gives me immense joy to share with you that the first episode of the Reddit AMA Anonymized Podcast ft Mr. Sanjay Kathuria (u/kathuriasanjay) is now live! It was such a strange co-incidence that the episode on Financial Independence was recoded on none other than India's Indepence Day i.e. 15th August 2026 !

#The link for exhaustive AMA podcast Episode 1 is as follows :

https://youtu.be/IAmiNSJiIGM

We have tried to consolidate the myriad recurring questions into consolidated themes and presented the same along with the reddit usernames in the podcast for the query posters and community members!

I cannot thank Mr. Sanjay Kathuria enough for having agreed to participate in this effort and the entire work that he and his team have done without which this episode would not have been possible. I hope that the podcast delivers real value to people who asked questions in the AMA post here (AMA reddit post link: https://www.reddit.com/r/FIRE_Ind/s/esrQW7r0o5 ) and also to those who view the same even if they didnt ask any questions! I would also encourage you to ask follow-up questions / new questions if any so that we can request Sanjay sir for a part-2 of the podcast in the near future!

Having said the above, considering this was my first real shot at podcasting, I would like to apologize upfront if you don't find anything upto the mark as its a new journey for me too especially as being a camera shy, introverted person myself and not a content creator/influencer by any stretch of imagination. Do share your feedback on the youtube channel as comments for the same.

Needless to mention that it takes immense effort from many people working behind the scenes during weekends to get such podcasts out on youtube and your Like, Share, Comment and Subscribes will really give me the motivation to actually show better reach and get more guests in FIRE and personal finance space to feature in the series! Hence, it is my humble request, that if this community, my comments or discussions have provided any value to you then please consider subscribing the channel FIREwithsnaky (link: https://youtube.com/@firewithsnaky ) on youtube.

#Disclaimer: (1) As informed earlier, no questions on stock-picking, FNO, speculations etc. were considered for the AMA and nothing responded to on reddit or in AMA on youtube is to be construed as financial advise as the same is against the regulator norms. Please consult a SEBI registered financial advisor and do your due diligence before making any financial decisions!

As always, your friendly next door mod,

Snakysour

Signing off!

(Note: Avatars in thumbnail / video may be AI generated )

u/snakysour — 4 days ago
▲ 7 r/FIREIndia+3 crossposts

How an amateur home-run agency (Mirraya Creatives) botched a major gaming launch for ONMO+ (OnMobile) — and why I walked out after 2.5 days

If you are a gaming brand, tech startup, or founder looking to scale in the Indian market, listen closely. This is a cautionary tale about what happens when an enterprise-level, publicly listed gaming platform—specifically ONMO+ (OnMobile Global Limited)—hands its multi-platform marketing mandate over to an unequipped, amateur home-run setup.
As a digital marketing specialist with over 5 years of experience managing heavy performance ad budgets, I stepped into this mess to clean it up. What I witnessed behind closed doors at Mirraya Creatives, run by Director Balaji Sundar and Dimple, is a masterclass in how not to run an agency.
The Anatomy of an Agency Disaster
When a major brand launches five games in a single day, you expect a robust, multi-channel campaign covering YouTube, Meta, LinkedIn, X, and Discord. Instead, here is what actually went down:
Zero Execution on Launch Day: Despite having the keys to all major social channels, Mirraya Creatives posted absolute zero content—no stories, no reels, no campaigns. Across a whole month, their multi-platform activity was practically dead.
Black-Hat Meta Compliance Risks: Instead of crafting bespoke copy, they relied entirely on raw, unedited AI-generated captions. In the tech and SEO world, lazy AI texting gets flagged, throttled, and shadowbanned by Meta’s algorithms instantly. Meanwhile, they actively blocked a custom-curated Independence Day concept I built.
Inexperienced Oversight: They put interns with zero marketing experience or brand identity understanding in charge of a massive cloud gaming platform competing against industry giants like Jio and Nvidia.
The Toxic Workplace & Unprofessional Behavior
What made this situation entirely untenable wasn't just the professional incompetence—it was the toxic environment behind the scenes.
After being called down to their location, I was subjected to deeply unprofessional, hostile behavior. The management crossed every professional boundary: I was screamed at crazily and faced outright verbal abuse and intimidation simply for trying to bring strategic structure, workflow automation, and proper execution to a sinking ship.
When the client naturally saw right through the lack of strategy, insulted them, and stopped payments, the agency completely panicked. They refused to clear basic pro-rated wages for the days worked (stiffing me over a meager ₹2,500), and when I called out their platform risks and demanded my dues, Balaji blocked me outright. I replied right back to my official offer letter thread with: "Hey Mr Unprofessional, am waiting for my payment of earned wages."
The Takeaway for Brands

  1. Always vet your agency's infrastructure: Operating out of a home with zero social listening tools or enterprise software while managing a publicly listed gaming giant is setting yourself up for failure.
  2. Protect your brand assets: Lazy execution and black-hat AI formatting will destroy your organic reach on Meta faster than anything else.
    If you cross paths with Mirraya Creatives, Balaji Sundar, or Dimple—take it from someone who lived it. Run the other way.
reddit.com
u/Unique_Guava_Xay — 8 days ago