insurance help!!
my dad was recently in a minor accident on the freeway, where a car driven by an 18 yr old girl and 2 other passengers tried merging into the lane and hit his left front headlight area. very minimal damage to both cars and after trading info the girl asked my dad if they could handle it outside of insurance, but after looking at the insurance card he found out the insurance driver is her dad and she’s listed as an additional driver. she’s adamant about her dad not finding out and going through insurance but my dad is concerned and doesn’t know what to do. should he contact his insurance and not file a claim or should he signed the agreement the driver (18 yr old girl) sent over that no one will pursue a claim or lawsuit for the accident that she was at fault for?