u/PrincessDragonfly25

We have sailed once on MSC (2024)and have two more booked (2026). My hotmail email is the account they were are booked as primary with my husbands gmail as secondary. Only he gets the emails related to the booking. We had two different TAs doing the bookings and neither have any ideas. There is nothing in spam; ive added all msc email addresses to safe senders, etc. I have reached out to Msc in the past to no avail.

Anyone else have this problem?

I am ashamed to say that after realizing that Ameriprise was siphoning our funds away, my husband and I (both age 50) fell into an Edward Jones trap for the last 2 years. I am sure I dont need to get into the gory details that led us here.

I want to DIY but he is hesitant. We are starting on Rob's book and found a couple of advice only advisors in the Garrett network we are meeting with next week.

Obviously I am terrified of making yet another error in judgement ( I am quick to trust and he is even less inclined to question things-he self admittedly is a novice). I could probably do Boldin but dont have the knowledge nor the time to study taxes in depth.

Is there anything we should ask specifically of these two people? Both are CFP and CPAs and are either hourly or project based.

We want to know if we can retire by age 62 and where to put our $ that is tax efficient and minimze fees.