u/Prudent-Judgment750

Another daycare meal prep for our hungry 13 month old!

She’s a Mac and cheese fanatic. Started to blend carrots and spinach into the sauce and it’s a hit. She also tried ketchup this weekend. Anything dipped in ketchup gets 5 stars! ⭐️

u/Prudent-Judgment750 — 4 months ago
▲ 2 r/PSLF

120/120 PSLF qualifying payments showing, but still in forbearance + IDR recalculation?

My Federal Student Aid portal currently shows 120/120 qualifying PSLF payments. I’ve worked full-time at 3 differnt qualifying nonprofits since 2015 and recently submitted another employment certification form a few weeks ago just to make sure everything was updated.

What’s confusing me is:

  • my account still says “calculating”
  • I was placed into administrative forbearance
  • I recently got letters about IDR processing / a new repayment schedule

The forbearance letter says the forbearance time still counts toward PSLF, and the letters mention delays related to the SAVE/IDR court injunctions.

I was also in grad school during COVID (roughly 2020-2021) while still working at the nonprofit, so I’m wondering if some of those months were counted because of the COVID pause adjustments.

Mainly trying to understand:

  1. whether this sounds like normal processing limbo
  2. if there are any next steps I should take besides calling tomorrow
  3. whether the “120 qualifying payments” count is usually reliable once it officially appears

Trying not to get my hopes up too early, but is this a good sign?

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u/Prudent-Judgment750 — 5 months ago

Another day of daycare meals/snacks for my 1 year old!

Mac and cheese with bow ties, grilled chicken, veggies, and cheese! She is a big fan of strawberries!

u/Prudent-Judgment750 — 5 months ago

The transition to the sippy cup has been going well! We swapped the nipples in our bottles and she barely noticed the difference. She’s also obsessed with sourdough and butter with garlic powder now.

u/Prudent-Judgment750 — 6 months ago