I recently closed my new home three weeks ago, and my mortgage is with RBC. Could someone please let me know how many days RBC typically takes to deposit cashback and Avion Reward points after the closing process?
I’m a first-time homebuyer (FTHB) who purchased a new build home from Mattamy. My closing is scheduled for September 2026.
I’ve submitted a RBC mortgage letter to my builder, which included the home purchase price that doesn’t reflect the additional amount I’ve already paid for upgrades through the design studio.
My builder recommended that I get the purchase price changed in the mortgage letter to reflect the full purchase price, including the design studio upgrades.
If I go to RBC and ask them to change the purchase price in the mortgage letter, will they re-evaluate my mortgage approval? I’m concerned that they might give me a new higher interest rate if they re-evaluate my mortgage approval.
Has anyone in this community had a closing with a mortgage letter that only states the home purchase price, which doesn’t reflect the additional amount paid for design studio upgrades?
I locked my mortgage rate for 3 years fixed back in May 2026 with $2000 cash back and 55K Avion points from RBC.
I received my mortgage commitment letter today from RBC and they didn’t mention cash-back and Avion points incentives in the letter.
Is this normal for RBC agent to not mentioned cashback and Avion rewards points Incentives in the mortgage commitment letter?
I’m a first-time homebuyer with a closing scheduled in four months. I’m putting 20% down and have been offered a 3-year fixed rate of 3.89% from RBC, along with cash back and Avion points. This rate was quoted today, May 19, 2026.
I’d like to explore whether other lenders can offer a more competitive rate or better overall incentives. Could you please let me know what options might be available?
I’m hearing from several sources that RBC is currently offering very good rates on 3-year fixed mortgages.
I am a first-time homebuyer (FTHB) who bought a pre-construction home. The home will be completed in about 4 months, and my closing date is also in the next 4 months.
I want to lock in my mortgage interest rate now, before fixed rates go up even higher.